Terms of Use and Privacy Policy
Welcome to NRI Insurance Plans’ website (hereinafter referred to as www.nriinsuranceplans.com “the Site”). NRI stands for Non Resident Indians. This website and the plans listed on the website are specifically for NON RESIDENT INDIANS and in some cases they also cater to resident Indians. Before accessing or using our website, please carefully read the following terms and conditions, privacy policy, as they outline the legal obligations and responsibilities that govern your use of our website. Please note that by accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms and conditions, you are prohibited from accessing our website.
1. Acceptance of Terms
By accessing and using the website located at nriinsuranceplans.com, you agree to comply with these terms of service, all applicable laws, and regulations, and you acknowledge that you are responsible for compliance with any local laws that may apply to you. Your use of the website is subject to your acceptance of and compliance with these terms. The materials contained on this website are protected by copyright and trademark laws.
2. License
Under this license, you may not:
- Alter or replicate the materials;
- Exploit the materials for any commercial purposes, or for any public display (whether commercial or non-commercial);
- Eradicate any copyright or other proprietary notations from the materials; or
- Transmit the materials to another individual or duplicate the materials on any other server
3. Purposes of Data Collection:
NriInsurancePlans collects your data when you request to know more about any factual information on the website by filling in your personal details. You provide personal details like name, location, email, mobile number, and other relevant records as per the form on the website. By submitting your information you authorise NriInsurancePlans and the insurance company to call you and also send SMSs, notifications, and emails.
We use your data to:
- Respond to your queries or requests.
- Process quote applications.
- Administer agreements with business partners for insurance services and other related purposes.
- In limited capacity and where possible anticipate and resolve service issues.
- Provide information about promotions or offers from insurance companies.
- Enhance website functionality and services.
- Send relevant notices and alerts regarding service usage.
Information Sharing and Disclosure:
NriInsurancePlans will share your information with the relevant insurance provider who will directly liaise with you for the purpose of providing quotes, advice, and buying of any plans directly with those providers. In case of acquisition or merger with another company and to comply with legal obligations under applicable regulations.
We Collect Cookies:
We use session ID and persistent cookies for user preferences, site optimization, and analytics. These cookies do not contain personally identifiable information.
Log Files:
We use log files to analyze trends, administer the site, and improve services. Log information may include IP addresses, browser types, and platform types.
Links to Other Websites:
Linked sites have different privacy practices. We encourage reviewing their privacy policies.
Changes in this Privacy Policy:
NriInsurancePlans reserves the right to update this policy at its discretion. We recommend periodic review for any changes.
4. Disclaimer
The content provided on the Site is presented as factual information under an ‘as is’ condition. NRI Insurance Plans denies all warranties, whether expressed or implied, including implied warranties or conditions of merchantability, suitability for a particular purpose, or non-infringement of intellectual property rights. NRI Insurance Plans does not ensure the accuracy, probable outcomes, or reliability of the materials on its website or any linked sites. NRI Insurance Plans and/or its affiliates are not accountable for any damages resulting from your access to or utilisation of this Site / Mobile Application, including reliance on opinions, computer viruses, linked sites, or services accessed through this Site / Mobile Application, whether due to negligence, contract, tort, or other causes. Users of the website agree to exempt NRI Insurance Plans from liability and to indemnify the company against any legal or financial consequences arising from their use or reliance on the website’s content, products, or services. NRI Insurance Plans disclaims responsibility for any outcomes arising from the use or incapacity to use the website, and users recognize and assume full responsibility for their interactions and transactions carried out with any insurance provider directly.
5. Limitations of Liability
In no event shall NRI Insurance Plans and/or its suppliers, affiliates be liable for any damages arising from your access to or use of this Site / Mobile Application, including reliance on opinions, information on the entire website, computer viruses, linked sites, or services obtained through this Site / Mobile Application, whether based on negligence, contract, tort, or otherwise.
By using the website the owner of the website, NRI Insurance Plans, hereby receives full and unconditional indemnity against any and all claims, damages, liabilities, losses, costs, and expenses arising from the use of the website, including but not limited to inaccuracies, errors, omissions, viruses, or delays in services. Users accessing the website agree to hold NRI Insurance Plans harmless and indemnify the company against any legal or financial repercussions resulting from their use or reliance on the website’s content, products, or services. NRI Insurance Plans assumes no liability for any consequences arising from the use or inability to use the website, and users acknowledge and accept full responsibility for their interactions and transactions conducted through the website.
6. Accuracy of Materials
The materials appearing on the Site could include technical, typographical, or photographic errors. NRI Insurance Plans does not warrant that any of the materials on its website are accurate, complete, or current. NRI Insurance Plans may make changes to the materials contained on its website at any time without notice. However, NRI Insurance Plans does not make any commitment to update the materials. All information on the website is factual information provided by the providers and in no way are promoting or recommending any specific plans over others.
7. Links to Third-Party Sites
NRI Insurance Plans has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by NRI Insurance Plans of the site. Your use of any linked website is at your own risk.
8. Modifications
NRI Insurance Plans retains the authority to amend these terms of service for its website at any time without prior notice. Your utilisation of this website implies your acceptance and adherence to the most recent version of these terms of service.
9. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of India and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location. By accessing and using our website, you agree to abide by these terms and conditions.
